General Insurance


​​Energy

Upstream

  • Exploration, development and production assets and activities, offshore Production platforms, Mobile Offshore drilling units, Cost of Well Control, Operating Extra Expenses Floating production storage off-loading units & Offshore construction activities
  • Offshore Third Party Liability Cover: Public, products and pollution liabilities of the insured Including Marine liability of the contractors/sub-contractors who work in the Energy Industry including damage to existing and/or surrounding property of the principal
  • Excess liability: Over and above the standard limit of indemnity provided under the package policy
  • Employers Liability Cover: Protects the employers from major financial loss if a worker experiences a job-related injury or illness that workers compensation doesn't cover
  • Control of well (COW)/Operators extra expense costs (OEE): covers the cost of regaining control of a wild well and Re-drill Expenses. Coverage for pollution, stuck drill stem, evacuation expense, and care, custody, or control (CCC) exposures
  • Cargo/Transit insurance: covers all risks of loss of or damage to the subject-matter insured except as excluded by the provisions of the relevant clauses
  • Construction Offshore energy projects: Offers coverage for physical damage or loss to contract works and Third Party Liabilities
  • Delay in Start Up: covers all risks of loss of or damage to the project cargo including the potential financial impact on a project due to a delay in critical component delivery to the construction site
  • Contractors plant and Machinery/equipment: Cover against unforeseen and sudden physical damage to CPM/CPE by any cause not specifically excluded by the policy

Midstream

  • Transportation by pipeline or vessel, Gathering, separation and storage facilities
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Downstream

  • Exploration, development and production assets and all activities onshore, Mobile onshore drilling units like Refineries, Petrochemicals, Terminals and tank Farms, Underground Storage and Chemical fertilizers
  • Onshore Third Party Liability Cover: Public, Products and Pollution property damages or bodily injury claims caused or arising from the insured’s operations or premises to third parties

Marine

Hull

  • Hull & Machinery
  • Disbursement/increased value
  • Loss of Hire/loss of earnings
  • War risks
  • Builders Risk

Cargo

  • Cargo and Transit
  • Project Cargo DSU
  • Land Transport
  • War & Strikes

Property

  • Property All Risks
  • Burglary
  • Money-In-Transit/Money-In-Safe
  • Bankers Blanket

Engineering

  • Construction All Risks
  • Erection All Risks
  • Plant, Equipment and Machinery
  • Delay In Start Up (DSU)
  • COW/OEE

Aviation

  • Hull and Spares All Risks
  • Deductible Buy Down
  • Ground Handling Equipment
  • War and Hi-jacking
  • Pilots Loss of License
  • Personal Accident For Crew and Flying staff

Ca​sualty

Marine Liability

  • Energy Onshore Liability
  • Ship Repairers
  • Charterers Legal
  • ​Hauliers

Non-Marine Liability

  • Comprehensive General Third party Liability
  • Employers Liability
  • Products Liability
  • Directors and Officers
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